In the same way that your everyday run-around car requires insurance, so does your antique car especially if you are someone that takes them to shows for all to see. With such interest in old cars you will not be surprised to learn there are antique car insurance companies that take a particular interest in insuring this type of vehicle. The classic car customer is in a fortunate position with so many specialist insurance providers as they are more likely to get the right policy at a competitive price.
Even commercial auto insurers are getting in on the act now with policies to protect antique cars they call them 'collector auto insurance'. Although the policies may seem the same as regular auto cover provides, they are not and the agent will require exact details of the car to be insured before a full quotation can be supplied. The agent will be able to help you choose what level of coverage you require and can afford and the level of deductible that can be set.
Purchasing auto cover for an antique car through a commercial insurer will give the policy holder peace of mind, knowing that the company they have chosen to do business with is an established company with a good reputation. Another benefit of using these large companies is they can provide cover for the owner's everyday cars as well. Although there may be a price premium for antique car insurance with this type of company, the peace of mind it brings could be well worth the additional amount.
It is possible to use specialist auto insurers and often the premium is lower because this is the only type of insurance they provide, this might mean that you will not be able to insure any other type of car with them. There are even companies that will only insure a particular type of classic car which might make it difficult finding an insurer for your own vehicle.
If you are going to use and independent antique car insurer then first check that they can be trusted and have a loyal customer base before you part with any money. The last situation you want is to require their help and find that all your premiums have been wasted because they cannot or will not pay out on your claim.
Finding antique car insurance can be a lengthy and frustrating process, but the benefits of having insurance for the car far outweighs the initial hassle of finding the insurance. Any owner of an classic car will cherish the vehicle and will undoubtedly want the best policy they can afford for something that cannot be replaced if it is destroyed or stolen. - 15275
Even commercial auto insurers are getting in on the act now with policies to protect antique cars they call them 'collector auto insurance'. Although the policies may seem the same as regular auto cover provides, they are not and the agent will require exact details of the car to be insured before a full quotation can be supplied. The agent will be able to help you choose what level of coverage you require and can afford and the level of deductible that can be set.
Purchasing auto cover for an antique car through a commercial insurer will give the policy holder peace of mind, knowing that the company they have chosen to do business with is an established company with a good reputation. Another benefit of using these large companies is they can provide cover for the owner's everyday cars as well. Although there may be a price premium for antique car insurance with this type of company, the peace of mind it brings could be well worth the additional amount.
It is possible to use specialist auto insurers and often the premium is lower because this is the only type of insurance they provide, this might mean that you will not be able to insure any other type of car with them. There are even companies that will only insure a particular type of classic car which might make it difficult finding an insurer for your own vehicle.
If you are going to use and independent antique car insurer then first check that they can be trusted and have a loyal customer base before you part with any money. The last situation you want is to require their help and find that all your premiums have been wasted because they cannot or will not pay out on your claim.
Finding antique car insurance can be a lengthy and frustrating process, but the benefits of having insurance for the car far outweighs the initial hassle of finding the insurance. Any owner of an classic car will cherish the vehicle and will undoubtedly want the best policy they can afford for something that cannot be replaced if it is destroyed or stolen. - 15275
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