To many people go without health insurance not understanding how important it is. It is just not worth the risk. You risk financial instability, you risk your health and sad but true you risk the type of treatment you may receive.
Consumers have many excuses for avoiding health insurance. Some think they can not afford it, others just think they are so healthy they would never use it. They just can not see throwing money out the window. All you need to expel the myths and find adequate insurance for your need is a few basics.
So many go without because they have been told with a pre existing condition they will never find a carrier to cover them. Good news the State of Texas has a HIPPA plan just for these unfortunate folks. They call it the Texas Health Insurance Risk Pool plan.
CHIP or the Childrens Health Insurance Plan is for those low income families to provide affordable options in health care for children. There is also Medicaid for very low or no income individuals. All of these are good choices if you find you can not afford traditional insurance.
The no brainier choices are those plans offered by your employer. Your employer may even share the cost. If you are recently unemployed your employer should offer the COBRA plan. But with so many companys not offering this benefit carriers offer their plans to individuals as well.
If you decide on individual health insurance there are many plans to pick. Anything from the bare minimum to the works. It is your choice. you only buy what you need or desire. Or all you can afford at best.
If you opt for simple you can save money. If you want the works like, medical, dental or vision you will find the plan you need. And if you just need short term you can find that as well. Just do a little research into individual plans and you are sure to find a good fit.
In Texas you have too many options not to have health insurance. There is something for nearly everyone. Just take a seat think of you dilemmas and find the option that meets your need and your budget. - 15275
Consumers have many excuses for avoiding health insurance. Some think they can not afford it, others just think they are so healthy they would never use it. They just can not see throwing money out the window. All you need to expel the myths and find adequate insurance for your need is a few basics.
So many go without because they have been told with a pre existing condition they will never find a carrier to cover them. Good news the State of Texas has a HIPPA plan just for these unfortunate folks. They call it the Texas Health Insurance Risk Pool plan.
CHIP or the Childrens Health Insurance Plan is for those low income families to provide affordable options in health care for children. There is also Medicaid for very low or no income individuals. All of these are good choices if you find you can not afford traditional insurance.
The no brainier choices are those plans offered by your employer. Your employer may even share the cost. If you are recently unemployed your employer should offer the COBRA plan. But with so many companys not offering this benefit carriers offer their plans to individuals as well.
If you decide on individual health insurance there are many plans to pick. Anything from the bare minimum to the works. It is your choice. you only buy what you need or desire. Or all you can afford at best.
If you opt for simple you can save money. If you want the works like, medical, dental or vision you will find the plan you need. And if you just need short term you can find that as well. Just do a little research into individual plans and you are sure to find a good fit.
In Texas you have too many options not to have health insurance. There is something for nearly everyone. Just take a seat think of you dilemmas and find the option that meets your need and your budget. - 15275
About the Author:
If you are looking for Texas Health Insurance options look no more than Agent Jeff Cline. He has searched the best options and is here to help you meet your needs. If it is Short Term Health Insurance you are needing Jeff can help as well. You can call him toll free 365 days a year at his toll free number 866-526-9669.