Beginning on January 5, 2009, uninsured Florida residents wll be able to buy health insurance under the Cover Florida program. The bill that Governor Charlie Christ signed in May of 2008 offers a stripped down group of plans that are exempt from some state regulations.
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
The plan will have a portfolio of 25 different plans provided by six insurers, it has been reported. A monthly premium of $155 is forecast to be an average. Governor Christ states that he's particularly proud that the plan addresses the needs of children, of seniors, and of the unemployed. The plan will give them choices in their own care.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
Over 3 million Floridians who would not be able to get coverage otherwise will now have an opportunity under the Cover Florida Health Care Program. All residents who have not been covered in the prior six months, and who are between 19 and 64 will be eligible, with pre-existing conditions not being a deterrent to acceptance to the plan. - 15275
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
The plan will have a portfolio of 25 different plans provided by six insurers, it has been reported. A monthly premium of $155 is forecast to be an average. Governor Christ states that he's particularly proud that the plan addresses the needs of children, of seniors, and of the unemployed. The plan will give them choices in their own care.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
Over 3 million Floridians who would not be able to get coverage otherwise will now have an opportunity under the Cover Florida Health Care Program. All residents who have not been covered in the prior six months, and who are between 19 and 64 will be eligible, with pre-existing conditions not being a deterrent to acceptance to the plan. - 15275
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