So you got a car, now what? Well, you need to get some nice floor mats and some dice for your rear view mirror. Then, just gas up and go, right? Not exactly. There is one major thing you missed. You must buy car insurance. It is against the law to drive a car without car insurance. Even if it wasn't the law, it would be a really bad idea if you didn't have car insurance.
If you don't have insurance, even the smallest accident could cost you quite a bit of money. If you hit someone else at your fault, you'll have to pay for your car and theirs out of pocket. If you have insurance you are protected when something goes wrong.
Don't think that insurance will make an accident magically cost you nothing. If you get into an accident, you will usually have to pay a deductible that you set forth from the beginning. If the accident is your fault, your insurance rates will go up. The insurance company places greater risk on you and therefore higher fees for every accident you cause.
Hopefully by now you know you need insurance. When you start shopping for insurance, don't rely on media ads to give you the information you need. Don't just look at the cost either. What kind of coverage do you need? This will depend on many things including the age and cost of your car.
Don't buy the from the first insurance company you see. Shop around first. Get free rate quotes through the link below. The rates you find will depend on your car as I mentioned but also your age and gender, driving record, and credit history.
Over time your rates will get lower if you don't cause any accidents. From the start though, those who are younger, especially teenagers, and males usually get higher rates because based on history they are less experienced, more reckless, and more likely to get into an accident.
You can also save more money with discounts. Discounts are offered for safe driving, good students, senior citizens, and for those who take a safety or defensive driving course.
Don't just go with the cheapest insurance. They almost always have poor coverage. Plus, over time you could end up saving more with the other companies because they offer discounts that the cheaper insurers don't. - 15275
If you don't have insurance, even the smallest accident could cost you quite a bit of money. If you hit someone else at your fault, you'll have to pay for your car and theirs out of pocket. If you have insurance you are protected when something goes wrong.
Don't think that insurance will make an accident magically cost you nothing. If you get into an accident, you will usually have to pay a deductible that you set forth from the beginning. If the accident is your fault, your insurance rates will go up. The insurance company places greater risk on you and therefore higher fees for every accident you cause.
Hopefully by now you know you need insurance. When you start shopping for insurance, don't rely on media ads to give you the information you need. Don't just look at the cost either. What kind of coverage do you need? This will depend on many things including the age and cost of your car.
Don't buy the from the first insurance company you see. Shop around first. Get free rate quotes through the link below. The rates you find will depend on your car as I mentioned but also your age and gender, driving record, and credit history.
Over time your rates will get lower if you don't cause any accidents. From the start though, those who are younger, especially teenagers, and males usually get higher rates because based on history they are less experienced, more reckless, and more likely to get into an accident.
You can also save more money with discounts. Discounts are offered for safe driving, good students, senior citizens, and for those who take a safety or defensive driving course.
Don't just go with the cheapest insurance. They almost always have poor coverage. Plus, over time you could end up saving more with the other companies because they offer discounts that the cheaper insurers don't. - 15275
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