Wednesday, October 29, 2008

How To Get The Best Car Insurance Quote

By Susan Tanner

You always want to get the best car insurance quote possible in order to save money. One of the easiest ways to compare insurance companies is to search the Internet for car insurance companies. This could save you both time and money.

Looking online for car insurance is easy if you know a few simple steps to follow. First go to your web browser and type in the words acar insurancea. Click on the word search and you will be given a list of options. Look for the ones that are for insurance companies. Most Insurance companies give you an Internet form to fill out with information pertaining to your specific qualifications. If you fill in the blanks you will be given a quote based upon your age, where you live, the type and age of your car, and your driving record. Once you get the quote, write it down on a piece of paper and then close the web page before submitting your application for the insurance policy. This way you can go to another site and compare prices.

Even is an insurance company website offers you information on what other companies will charge you for the same insurance coverage, you need to check for yourself. It is good to look at the other companiesa websites or to call them direct for a quote rather than taking another companyas word for it.

If you do not have access to a computer or do not feel experienced enough with one to do a web search for insurance companies, you can always do it by telephone. The yellow pages of your telephone book usually have a list of local agencies and their representatives will often give you a quote on the phone.

The agent on the telephone will ask you basic questions pertaining to your age, address, vehicle make and year, and information about your driving record. Once you have given this to them they will enter it into their computer system and let you know about how much it will cost.

When you have decided on an insurance policy and have applied for it through a company agent you will be sent a copy of the policy. Donat worry if it is not exactly the same amount quoted to you when you agreed to the policy. It should be within the ballpark of the quote you were given, but it will likely vary a little on the actual policy.

The quote was just an estimated fee. The actual cost of the policy could be more or less than the original estimate. You will need to make sure that the coverage you asked for is what you have gotten in your policy.

The more you check around for car insurance, the better your chance of getting the best possible rates. The more quotes you get, the more options you will have to choose from. Your time will be well spent if it saves you money over time. - 15275

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