Car accidents are part of everyday life. Sometimes they happen because people are careless, some are caused by deliberate disobedience, and some are caused by mistakes. Either way, these accidents cause damages which cost money. These costs would be much more crippling if it wasn't for car insurance.
When you start driving, you usually search through car insurance policies to find the right company. You look for the cheapest one with the best coverage. If you are lucky, the cheapest policy you find has plenty of coverage for you. Usually this is not the case because often cheap insurance companies forgo quality to lure you in with a cheap price. Either way, when you get a car, you get insurance.
Is it really required to get car insurance? Do you have to have it? Yes. If you live in the U.S. you must have your cars insured. If you were to get into an accident, you will have a huge mess without insurance, as will the other person involved in the accident.
In the case of an accident, both your insurance company and the other person's insurance company have to get the accident figured out and arrange payments. Who pays what will depend on who's fault it was. If you don't have any insurance, it will cost you quite a bit of money.
If you have insurance, over time, you will actually save money. If you have a policy that you are paying $100 a month, you are paying $1,200 a year, or $2,400 over w years. What will happen if you get into an accident and your car is totaled?
If the accident was your fault, you'll have to pay for the value of the totaled cars. Let's say the total value of both cars combined was $10,000. That's a lot of money to pay. If you were covered under insurance, you would only have to pay a deductible. You choose the deductible when you set up your insurance.
If you paid a $500 deductible, you could add that to the original expense of $2,400 for a total of $2,900. It sounds like a lot, but you would have had to pay $7,100 more if you didn't have insurance but saved the $2,400 a year. That is a really big difference and is a nice chunk of change.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences. - 15275
When you start driving, you usually search through car insurance policies to find the right company. You look for the cheapest one with the best coverage. If you are lucky, the cheapest policy you find has plenty of coverage for you. Usually this is not the case because often cheap insurance companies forgo quality to lure you in with a cheap price. Either way, when you get a car, you get insurance.
Is it really required to get car insurance? Do you have to have it? Yes. If you live in the U.S. you must have your cars insured. If you were to get into an accident, you will have a huge mess without insurance, as will the other person involved in the accident.
In the case of an accident, both your insurance company and the other person's insurance company have to get the accident figured out and arrange payments. Who pays what will depend on who's fault it was. If you don't have any insurance, it will cost you quite a bit of money.
If you have insurance, over time, you will actually save money. If you have a policy that you are paying $100 a month, you are paying $1,200 a year, or $2,400 over w years. What will happen if you get into an accident and your car is totaled?
If the accident was your fault, you'll have to pay for the value of the totaled cars. Let's say the total value of both cars combined was $10,000. That's a lot of money to pay. If you were covered under insurance, you would only have to pay a deductible. You choose the deductible when you set up your insurance.
If you paid a $500 deductible, you could add that to the original expense of $2,400 for a total of $2,900. It sounds like a lot, but you would have had to pay $7,100 more if you didn't have insurance but saved the $2,400 a year. That is a really big difference and is a nice chunk of change.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences. - 15275
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